Pensions

How to spend it: ultimate drawdown plan for a £50k pension

Top up your state pension, keep your money invested in a "drawdown" account or buy an annuity: the choice is complex

By Jessica Beard 22 Oct 2020, 6:00am
Steelworker pensions secured in £2bn insurance deal

The British Steel scheme was at the centre of a scandal when thousands of members were encouraged to give up generous company pensions

By Jessica Beard 22 Oct 2020, 6:00am
British pensioners worse off than the Irish, Dutch and Germans

Netherlands is the best place on earth to retire, a report says

By Jessica Beard 20 Oct 2020, 12:47pm
Investor wins back £106,000 pension lost in property scandal after 10-year fight

By Jessica Beard 20 Oct 2020, 6:00am
Pensions doctor: 'I'm a higher-rate tax payer but am worried I'm only getting 20pc tax relief'

Kate Smith 20 Oct 2020, 5:00am
Pension fraud ramps up during pandemic as two in three transfers flag scam risk

By Jessica Beard 18 Oct 2020, 5:00am
Sadiq Khan accused of squandering millions on ‘gold plated’ London transport staff pensions

By Patrick Sawer 17 Oct 2020, 5:00pm

Ever actually read your pension statement? Next year you might have half a chance

By Jessica Beard 17 Oct 2020, 5:00am
Taking tax-free cash from a pension? Beware the ‘commutation’ trap that could cost you £240k

By Jessica Beard 17 Oct 2020, 5:00am
Letting the young use their pension to buy a property will ruin both and help no one

Isabelle Fraser 13 Oct 2020, 6:00am
Young people could be allowed to use pensions to buy a first home, minister says

By Adam Williams 13 Oct 2020, 5:00am

Inheritance tax

Pensions just became an even better way to avoid inheritance tax

A landmark court case has cemented pensions as the vehicle of choice for sheltering tax

Sam Brodbeck 21 Aug 2020, 5:00am
Pensions doctor: If I die, what happens to my pension?

Kate Smith 21 Apr 2020, 6:00am
Moral Money: 'Should I stop my mother leaving her inheritance to my financially naive brother?'

By Adam Williams 20 Nov 2019, 7:55am
The election battle for your wallet: what the parties plan for taxes, pensions and investments

By Adam Williams 2 Nov 2019, 9:07am

Why babyboomer grandparents are to blame for the gender pension gap

By Stephanie Baxter 3 Oct 2019, 11:38am
Death tax double-whammy: how the Government profits from your tax breaks

By Harry Brennan 8 Jun 2019, 5:00pm

Annuities

How to spend it: ultimate drawdown plan for a £50k pension

Top up your state pension, keep your money invested in a "drawdown" account or buy an annuity: the choice is complex

By Jessica Beard 22 Oct 2020, 6:00am
How I retired early: ‘I left my £40k Air Ambulance pilot job and bought three annuities’

By Stephanie Baxter 2 Sep 2020, 1:35pm
Ripped-up pension plans push retirees towards low-paying annuities

Retirees have started to put savings into poor-paying insurance deals amid fear of losing out in stock markets

By Jessica Beard 21 Jun 2020, 5:00am
Brexit and pensions: everything you need to know

By Sam Meadows 31 Jan 2020, 9:05pm

Tax in retirement

Pensions doctor: 'I'm a higher-rate tax payer but am worried I'm only getting 20pc tax relief'

Many higher and top-rate savers miss out out on an extra pensions tax relief

Kate Smith 20 Oct 2020, 5:00am
Half a million at risk of ‘double tax’ on pensions in Treasury tax raid

The Treasury is said to be considering a reform on pensions tax relief

By Jessica Beard 5 Sep 2020, 5:00am
Retiring at 60? How to make your money last a lifetime – while paying as little tax as possible

By Sam Meadows 2 Sep 2020, 11:56am

Retiring at 55? How to make your money last 30 years – while paying as little tax as possible

By Sam Meadows 2 Sep 2020, 11:56am
Pensions tax relief 'inflames gender and generational inequality'

Men receive the vast majority of pension savers’ tax perks: 71pc of all pensions tax relief is granted to them

By Jessica Beard 29 Jun 2020, 6:00am

Financial planning

Want a money makeover? Get a free financial plan worth thousands of pounds

By Telegraph Reporters 12 Oct 2020, 9:44am
How much you need to earn to be able to work a four-day week

By Jonathan Jones 7 Oct 2019, 11:16am
I have more than one pension pot – should I consolidate them?

By Stephanie Baxter 11 Sep 2019, 2:02pm
Your pension could dry up in seven years – here's how to take as much as possible without running out

By Harry Brennan 19 May 2019, 9:16am

'She was a female King Lear: my mother used money as a weapon and disinherited me'

By Harry Brennan 20 Feb 2019, 8:32am
Three reasons why (and why not) to transfer your pension

By Laura Miller 21 Aug 2018, 5:35pm
Is your career ambition hitting your pension?

By Laura Miller 1 Aug 2018, 3:45pm
Pension freedom rip-off: watchdog uncovers 'opaque' products with 44 different charges

By Sam Brodbeck 28 Jun 2018, 11:22am

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