Pensions

Annuity rates fall to new low during the pandemic

Payouts could fall even further as Bank of England looks at negative interest rates, experts say

By Jessica Beard 26 Jan 2021, 6:00am
Pensions doctor: 'Can I cash in part of my pension without taking a tax hit?'

Kate Smith 26 Jan 2021, 6:00am
Workers risk retirement poverty unless they double pensions savings

A 'living pension' would set out the level of saving required to secure a decent income in retirement

By Jessica Beard 23 Jan 2021, 5:00am
Our 8-point checklist to get your pension in order for 2021

By Jessica Beard 22 Jan 2021, 10:42am
Pension scam fears as three in four transfers subject to fraud warning

By Jessica Beard 21 Jan 2021, 6:00am
Give your savings a £41,000 boost by consolidating pension pots

By Jessica Beard 18 Jan 2021, 5:00am
Government slashes fees for small pensions but experts warn move won't ease retirement crisis

By Jessica Beard 14 Jan 2021, 6:00am

How to get a £300k pension that costs just £27k

By Jessica Beard 13 Jan 2021, 6:00am
Pensions doctor: 'Why can't I access my pension flexibly?'

Kate Smith 12 Jan 2021, 6:00am
Spend savings ahead of your pension to be 14pc better off in retirement

By Harry Brennan 11 Jan 2021, 5:00am
Over-55s at the mercy of a new pensions ‘experiment’ next month

By Jessica Beard 10 Jan 2021, 5:00am

Inheritance tax

Pensions just became an even better way to avoid inheritance tax

A landmark court case has cemented pensions as the vehicle of choice for sheltering tax

Sam Brodbeck 21 Aug 2020, 5:00am
Pensions doctor: If I die, what happens to my pension?

Kate Smith 21 Apr 2020, 6:00am
Moral Money: 'Should I stop my mother leaving her inheritance to my financially naive brother?'

By Adam Williams 20 Nov 2019, 7:55am
The election battle for your wallet: what the parties plan for taxes, pensions and investments

By Adam Williams 2 Nov 2019, 9:07am

Why babyboomer grandparents are to blame for the gender pension gap

By Stephanie Baxter 3 Oct 2019, 11:38am
Death tax double-whammy: how the Government profits from your tax breaks

By Harry Brennan 8 Jun 2019, 5:00pm

Annuities

Annuity rates fall to new low during the pandemic

Payouts could fall even further as Bank of England looks at negative interest rates, experts say

By Jessica Beard 26 Jan 2021, 6:00am
Brexit deal and pensions: everything you need to know

By Sam Meadows 6 Jan 2021, 7:58am
What life insurer LV's takeover will mean for its 1.25 million members

If Bain Capital completes its purchase of LV then it will no longer be owned by its customers

By Sam Benstead 5 Jan 2021, 6:00am
Annuity rates 'worse than ever' - here are the alternatives to fixed income

Annuity rates have dropped by 6pc in each of the past two years

By Jessica Beard 29 Nov 2020, 5:00am

Tax in retirement

Spend savings ahead of your pension to be 14pc better off in retirement

Following this simple retirement plan can leave you with £20,000 more

By Harry Brennan 11 Jan 2021, 5:00am
‘The ultimate stealth tax’: elderly to lose 15pc of income

Millions of retirees are set to lose more than £70,000 each under planned changes

By Jessica Beard 28 Nov 2020, 5:00am
Pensions doctor: 'I'm 75 and didn't use up my allowance last year, can I put £20k into my pot?'

Several pension rules change after the age of 75

Kate Smith 3 Nov 2020, 5:00am

Pensions doctor: 'I'm a higher-rate tax payer but am worried I'm only getting 20pc tax relief'

Many higher and top-rate savers miss out out on an extra pensions tax relief

Kate Smith 20 Oct 2020, 5:00am
Half a million at risk of ‘double tax’ on pensions in Treasury tax raid

The Treasury is said to be considering a reform on pensions tax relief

By Jessica Beard 5 Sep 2020, 5:00am

Financial planning

Want a money makeover? Get a free financial plan worth thousands of pounds

By Telegraph Reporters 12 Oct 2020, 9:44am
How much you need to earn to be able to work a four-day week

By Jonathan Jones 7 Oct 2019, 11:16am
I have more than one pension pot – should I consolidate them?

By Stephanie Baxter 11 Sep 2019, 2:02pm
Your pension could dry up in seven years – here's how to take as much as possible without running out

By Harry Brennan 19 May 2019, 9:16am

'She was a female King Lear: my mother used money as a weapon and disinherited me'

By Harry Brennan 20 Feb 2019, 8:32am
Three reasons why (and why not) to transfer your pension

By Laura Miller 21 Aug 2018, 5:35pm
Is your career ambition hitting your pension?

By Laura Miller 1 Aug 2018, 3:45pm
Pension freedom rip-off: watchdog uncovers 'opaque' products with 44 different charges

By Sam Brodbeck 28 Jun 2018, 11:22am

Web Analytics