How the petrol car ban will affect different types of drivers

Install a charging point at home or rely on on-street points? This will affect how much the switch to electric cars will cost

Urban and rural drivers will see different benefits from switching to electric

The Government plans to ban the sale of new petrol and diesel cars by 2030 but some motorists will be a lot worse off than others. 

Access to charging points is not spread equally across the country and urban and rural drivers will see very different benefits from switching to electric.

Those without access to a driveway may see their charging options limited compared with those who can comfortably charge from home.

Telegraph Money looks at how the move to electric could impact different types of drivers.

Urban car owner who drives occasionally

Urban electric vehicle users could immediately save if they regularly drive through emissions charging zones, such as London’s ultra-low emissions zone. It is likely more towns and cities will introduce these zones in coming years.

Electric vehicles are exempt from paying any Ulez or congestion charges potentially saving motorists up to £24 a day.

However, urban dwellers are less likely to have a driveway and may need to rely on using lamp post chargers, or trailing a cable from their home to a car parked on the street.

Alternatively, they may have to rely on supermarket or motorway service station charge points, which are more expensive than charging at home, but still cheaper than petrol or diesel.

Rural commuter who uses the car every day

Rural commuters will have would be able to rely on their home charge points to power their vehicles. however, this would incur an upfront cost.

Home charge points can cost up to £1,000 according to EDF, the energy firm, but grants are available from the Office for Low Emission Vehicles and can reduce this by up to £350. Charging from home will also inevitably lead to an increase in energy bills. 

According to charge point provider Pod Point, on average charging at home costs about £8.40 for a full charge, but this will of course vary depending on your vehicle type and energy tariff. 

Switching to a cheaper energy tariff, or one that is designed with electric vehicle charging in mind, will help alleviate this.

A long-distance salesman who drives for work

Drivers who regularly travel long distances for work will most likely rely on overnight charging at home, however this may not always be available.

If you regularly stay overnight in hotels around different parts of the country you may find yourself relying on supermarket or motorway service station charge points.

According to EDF, Pod Point rapid chargers in supermarkets cost around 24p/kWh, equating to £6 to £7 for 30 minutes of charging, or roughly 100 miles of range depending on the vehicle.

A family with an estate car and a driveway

Having the luxury of a driveway means that you will safely be able to rely on your home charger, meaning higher energy bills but lower costs overall than if you relied on external charge points.

The entry price for electric cars isn’t cheap however, and family cars are no exception. Kia’s family SUV e-Niro for example can start from £29,595 when bought new, while the Volkswagen family hatchback ID3 starts at around £32,000.

However, the cost of electric vehicles is likely to fall over the next 10 years, and a burgeoning used car market for electric vehicles will also lead to price reductions for those buying second hand. 

Small family living in a flat

As with the urban flat dweller,  a small family in a flat may have to rely on lamp post chargers or supermarket and service station chargers if they don't have access to their own driveway. 

The Government provides local authorities with funding to install on-street chargers in residential areas, but without a designated parking spot this might not always be an option.

Electric cars are generally more expensive to insure, and this will only be compounded by the impact parking on the street will have on your premiums.

However, you won't pay any road tax and maintenance costs will generally be lower than on a petrol or diesel car. Using a price comparison site to shop around for insurance would help curb the added costs.

Read more: Your electric car questions answered by our expert