Who said getting gift vouchers for Christmas was boring? Not only does it result in you getting exactly what you've been eyeing up (but not letting yourself buy) all December, but it also gives you a whole afternoon's guilt-free online shopping session, too.
To guide you on your merry way and make navigating the minefield of sales and new-in sections a little easier, we've rounded up the best buys on offer store-by-store right now...
Take a deep breath. Stretch. Now maximise your browser window, because this is about to get real. The name of the game here is thoroughness: fill your shopping bag with any and everything that appeals, then edit out the noise and click 'proceed to purchase' on the pieces you absolutely can't head continue the new year without. A dress from The Vampire's Wife, an Alighieri necklace or a pair of Loeffler Randall mules should do the trick. EC
If you want to get the most bang for your buck, M&S cashmere is a fashion editors' secret; it's affordable, super-soft and has a flattering cut. If you're after a slouchy, oversized look, head to the men's section. You'll never regret a simple navy or grey choice, but as is is often the case during winter, the classic colours in the women's styles may be low in stock or sold out completely. Again, the men's section will be your best bet - bright or fashion-y colours are rarely present there so you're more likely to find timeless hues you'll wear year after year. KT
You could go two ways with a voucher for Matches Fashion: put it towards the kind of timeless fashion classic that will never date (and never go on sale), or seize the opportunity to snap up a sale find you'd never normally be able to afford.
Either way, seek out something you know you'll wear to death, and even then, repair it until it's not possible to repair it anymore. Classic handbags, beautifully tailored blazers and wear-everywhere dresses are all sound investments. Ditto leather boots and designer trainers.
Ganni point-collar crepe mini dress, £170, Matches Fashion; Gucci GG Marmont mini quilted-leather cross-body bag, £760, Matches Fashion; Isabel Marant Benkeen logo-print canvas high-top trainers, £180, Matches Fashion
Ganni dresses are always a good bet, as are Gucci and Bottega Veneta handbags. I'm a particular fan of the denim from Matches' in-house brand Raey, too - the shapes are original and flattering, and the prices are fair. The 'Dad' style (£140, matchesfashion.com) is a current favourite. TA
John Lewis & Partners
You may be tempted to use John Lewis vouchers on something sensible, like new cushion covers or kitchen electricals, but it's also a great opportunity to invest in a piece from Modern Rarity, the stealth luxury line the retailer introduced to much acclaim a couple of years back.
Its grey plisse midi dress will look as good with knee-high boots now as it will with block-heel sandals come spring, while the versatile archive print top can be worn tied at the front or loose like a tunic over skinny jeans.
There isn't a day that goes by in our office when one of our fashion or beauty editors isn't sporting something from Zara. Such is its popularity, the brand's white spotted dress 'went viral' this summer, even generating its own Instagram handle, @hot4thespot.
If you were given a voucher for Zara this Christmas, steer clear of the printed tent dresses, which you're more likely to see other people wearing in your office or on your commute. Instead, look for versatile separates that will go with your day-to-day favourites.
The brand is currently having a love-in with organza, and its blouses are a colourful way to tap into the puff-sleeved trend, set to continue well into 2020. Lightweight leather is also a key look for spring/summer, so a pair of faux leather trousers will be the perfect anchor for your new season wardrobe. TA
If you were lucky enough to bag a Topshop gift card, you will be spoilt for choice. Although there are some great pieces that have gone into the sale, if you want to invest wisely, Topshop footwear is particularly great. It's less ubiquitous than its boilersuits or printed blouses and really does stand the test of time.
Opt for real leather in either a neutral colour or classic pattern and they'll be your go-to throughout January and beyond. If you spot a pair you love, I'd advise you snap them up quickly, as the best styles sell out quicker than you can decide what style of jeans to pair them with. And thanks to the sell-out factor, you can humblebrag about them all year. KT
This is the mother of gift cards, as the retailer's range of fashion brands is so broad. Depending on the value, you could pick up anything from a pair of Levi's jeans, to a new 'it' bag, such as By Far's Nineties-inspired Rachel, an homage to both Fendi's Baguette and the character in Friends. Alternatively, put it towards a fashion classic, such as the Christian Louboutin boots or MaxMara coat you know you'll wear for decades to come. The store is truly your oyster.