Well-structured car warranties with the Telegraph
Telegraph MotorEasy warranties have cut commissions, jargon and form-filling. With common sense and a human touch, we aim to make finding the right cover simple and easy. Our well-structured warranties give peace of mind and save you money. But we’re always innovating and want to offer more.
Our warranty plans include cover for early wear and tear failures following an optional health check, failures due to overheating or found at service or MOT, consequential damage, reasonable diagnostic time and free collection and return of your car.
Call on: 0800 131 0001
Excellent protection with motoreasy as a partner
We chose MotorEasy as a partner because it offers a unique warranty plan with access to additional services that others simply do not match.
The MotorEasy team has helped more than 500,000 car owners find the perfect combination of price and cover. By doing things differently they have been able to reduce costs and provide customers with flexible cover.
When it comes to claims, you can manage them online 24/7 or call the UK-based call centre, and your personal technician will monitor your car’s progress through through the workshop.
Looking after your motoring
Telegraph MotorEasy provides many other motoring services, along with a handy online account area that is automatically created as soon as you get a quote, and is where you can manage all your maintenance and ownership needs.
How it works
- Get a quote online or over the phone
- Select a plan, and choose the combination of cover and price that best suits you
- Go online to purchase your cover or speak to an agent
Frequently asked questions
Are failures caused by wear and tear covered?
All warranties, even from new car manufacturers, won’t cover frictional or service parts, and these are sometimes referred to as wear-and-tear items. Don’t confuse this with the “wear and tear” referred to when it comes to selecting your warranty.
Everything eventually wears out so the hardest judgement for any warranty provider is to offer cover that protects the owner from big bills without the price of the warranty becoming overly expensive.
This is generally achieved by having a “betterment” table, so that as the vehicle’s age and mileage increases, some contribution towards the claim cost from the policyholder would be required.
Usually, true wear-and-tear coverage commences following an exclusion period, which may be removed given certain conditions.
MotorEasy offers the option of a free vehicle health check allowing wear-and-tear cover to start immediately after its completion.
Traditional Warranties vs Discretionary Warranties
Traditionally, UK car warranties have been underwritten by a third-party insurer via a broker at Lloyd’s of London. While on the surface, this might provide you with some reassurance, in reality this will add a significant cost to the car warranty price in order to pay the underwriter’s margin.
These underwriters also need to sign off car repairs before they are paid, meaning they take longer to proceed.
A discretionary car warranty provides you with the same level of coverage as a traditional car warranty, but by centralising the car repairs fund it means there are no third-party margins to pay (so we can reduce the car warranty price) and your car repairs will be authorised quicker.
What is consequential damage or loss?
Consequential damage or loss is when a part that’s not covered fails, breaking a covered part. A common car warranty example is an alternator belt failing, which leads to a timing belt breakage. This can quickly destroy the whole engine – a costly repair – which would be covered even though the alternator belt is not a covered item.
Call on: 0800 131 0001
MotorEasy: The Minster, Portman Road, Reading. RG30 1EA. 0800 464 0509
MotorEasy Limited Ltd is Registered in the UK, Company No 08423198. MotorEasy Services Ltd is Registered in the UK, Company No 10109484 and is authorised and regulated by the Financial Conduct Authority (FCA) No. 747890
Lines are open 8.30am – 7pm Monday to Thursday, 8.30am – 6pm Friday, 9am to 4pm Saturday.
Service/MOT lines close Monday to Friday at 5.30pm, and at 12.30pm on Saturday.